Loan Interest Rates

Type of Business Rate of interest
Clean Cash Credit Upto 5 Lakhs 12.50% to 15.00%
Business loans 10.50% onwards
Cash Credit (Textile Sector) 9.50% onwards
Term Loans (Textile Sector) 9.50% onwards
New Trader's Loan Scheme 9.50% to 10.50%
Builder Loans (RERA Registered) 12.00%
Professional Loan for Doctors/CA/Architects 11.00%
Elite Professional Loan for Doctors/CA 10.50%
Future Rent Receivables 10.00%
Education Loan (Secured) 9.50%
Personal Loan 12.00% to 14.00%
Group Loan For Salaried Individuals ('A' Rated Companies) 8.50% to 10.00%
Gold Loan 9.00%
Vehicle Loan 10.00% (new individual 2-wheeler)
8.50% onwards (new individual 4-wheeler)
9.50% to 11.50% (old individual 4-wheeler)
10.00% to 11.00% (new commercial vehicle)
12.00% to 13.00% (old commercial vehicle)
Pharmaceutical & Medical Loan 10.00% to 12.50%
Loan Against LIP/NSC 9.50% to 10.00%
Home Loan 8.50% to 9.50%

All interest rates on various loan schemes are subject to change from time to time as per changes in Bank's interest rates policy/ RBI directives etc.